The Accelerator

A structured, 90-day program that takes you from beginner to Certified Note Professional™ (CNP™). Included with annual Foundation and the Mastermind — not available as a standalone course.

CNP™ Certification

  • 8 Modules
  • 25 Lessons
  • 90 Day Program

🎓 Certified Note Professional™ Prove you can source, evaluate, and close deals. The CNP™ designation sets you apart whether you're building a portfolio or brokering transactions. Not needed to buy on FIXnotes, but a strong career move. Grads learn to find, vet, price, and close note deals on their own terms.

📋 Build Your Portable Vetting Package Module 7 walks you through the 3-tier vetting that produces a portable qualification package recognized by institutional sellers. Complete the 3-tier vetting in Module 7 to build a portable qualification package — use it on the FIXnotes marketplace or take it to any note seller in the industry.

Module 1

The Note Business

What mortgage notes are, how the market works, entity setup, and an overview of funding options.

  1. What Are Mortgage Notes?
  2. How the Secondary Market Works
  3. Setting Up Your Note Business
  4. Exercise: Build Your Business Profile

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Module 2 🔒 Locked

Deal Sourcing

Finding notes, evaluating sellers, reading data tapes, and building your buy box.

  1. Sources of Mortgage Notes
  2. Reading the Data Tape
  3. Evaluating Note Sellers
  4. Exercise: Filter a Data Tape

Module 3 🔒 Locked

Pricing & Bidding

How to price NPLs, submit competitive offers, and understand market comps.

  1. NPL Pricing Methodology
  2. Submitting Competitive Bids
  3. Exercise: Price Three Assets

Module 4 🔒 Locked

Due Diligence

The DD waterfall: pre-bid screening, title/tax/liens, property valuation, borrower research, bankruptcy, and collateral file audit.

  1. Due Diligence Overview
  2. Title, Taxes, and Liens
  3. Property Value and Condition
  4. Borrower Research & Bankruptcy Screening
  5. Auditing the Collateral File
  6. Exercise: Run a Full DD Checklist

Module 5 🔒 Locked

Transactions

Closing a purchase, servicing transfer, selling notes, brokering deals, and structuring for all parties.

  1. Closing a Note Purchase
  2. Servicing Transfer & Onboarding
  3. Selling Notes & Brokering Deals
  4. Exercise: Structure a Deal

Module 6 🔒 Locked

Resolutions

Loan modifications, discounted payoffs, deed-in-lieu, short sales, foreclosure mechanics, and portfolio management.

  1. Resolution Strategies Overview
  2. Loan Modifications & Payment Plans
  3. Discounted Payoffs (DPOs)
  4. Foreclosure: Judicial vs. Non-Judicial
  5. Portfolio Management & Exit Strategies
  6. Exercise: Plan a Resolution Strategy

Module 7 🔒 Locked

Compliance & Vetting

Regulatory landscape (FDCPA, FCRA, CFPB), servicing standards, and building your vetting package.

  1. The Regulatory Landscape
  2. Servicing Standards & Compliance
  3. Building Your Vetting Package
  4. Your Qualification Profile

Module 8 🔒 Locked

Capstone

Full deal simulation from data tape to resolution plan using real property data.

  1. Capstone: Full Deal Simulation

Ready to accelerate?

The Accelerator is included with annual Foundation — and with the Mortgage Note Mastermind, which adds mentorship, deal flow, and community.

See Membership Plans →

New to note buying? Start with the Buyer's Club.