Institutional NPL Dispositions. Structured. Compliant. Managed.

We manage the entire sale process — from buyer sourcing and negotiation to documentation and servicing transfer.

From Conversation to Capital

  1. Tell Us About Your Portfolio

    Short intake form + portfolio assessment to determine the right approach.

  2. We Handle Everything

    Data ingestion, buyer matching, negotiations, documentation — all managed by our team.

  3. Receive Capital

    Average cycle from listing to closing: 33 days.

What We Handle End-to-End

🛡Vetted Buyers Only

3-tier compliance process: entity verification, regulatory background screening, and signed servicing/data protection agreements before any buyer accesses your portfolio data.

📊Competitive Pricing

Competitive marketplace bidding from multiple qualified buyers — not a single negotiation or blast-email bid tape.

⚖️Borrower Protection

Buyers execute enforceable agreements covering FDCPA, FCRA, servicing standards, and consumer protection compliance before transacting.

📄Documentation & Transfer

We manage all post-sale documentation: AOM/allonge creation, assignment recording, and servicing transfer coordination.

🔒Confidentiality Controls

Tiered data access — borrower and loan-level details are gated behind buyer qualification. No sensitive data exposed to unvetted parties.

✅Fees After Closing

Fee invoiced after closing, never before. We succeed when you succeed.

Two Paths to Liquidation

Every portfolio is different. We'll help you choose the right approach for your goals.

📈 Best Price — Marketplace

Maximize recovery through competitive bidding from vetted buyers.

  • Assets listed on the FIXnotes marketplace
  • Multiple qualified buyers compete on price
  • We handle all marketing, buyer communication, and deal negotiation
  • You approve every offer before acceptance
  • Exclusive listing period

Best for: portfolios where recovery rate matters most

🤝 Best Execution — Bulk Sale

One buyer, one contract, one transfer. Done.

  • We match your portfolio with a single pre-qualified bulk buyer
  • One purchase & sale agreement, one closing
  • We facilitate all documentation, AOM/allonge creation, and servicing transfer
  • Non-exclusive — no lock-in commitment
  • Fastest path from decision to capital

Best for: portfolios where speed and simplicity matter most

Not sure which path fits? Your portfolio assessment will include a recommended strategy. We don't get paid until you get paid. Our fee is invoiced after closing — never before.

Market Intelligence, Not Guesswork

Your Assessment Includes

  • Pricing benchmarks by asset mix
  • Recommended disposition strategy
  • Estimated timeline to capital
  • Buyer demand indicators

Real pricing data from live transactions — not estimates. Your assessment includes benchmarks specific to your asset mix, geography, and lien position. No obligation.

Get a Confidential Portfolio Review

Tell us about your portfolio and we'll respond within one business day with an initial assessment and next steps.

  1. Share your details
  2. We'll schedule a brief conversation
  3. Receive a written assessment with market pricing benchmarks and a recommended disposition strategy

Common Questions

  • What types of assets can I sell on FIXnotes?
  • How are buyers vetted?
  • How long does the process take?
  • Do I need to sign an exclusive agreement?
  • What does it cost?
  • Is my portfolio data secure?
  • How is FIXnotes different from a traditional loan sale advisor?