# fixnotes.com

> AI-optimized mirror of fixnotes.com containing 50 pages totalling 43,441 words of clean markdown content, structured data, and semantic HTML. Original source: https://fixnotes.com/. Last updated: 2026-06-12T12:40:46.000Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [Buy, sell, and analyze mortgage notes. Browse non-performing mortgage notes for sale from verified sellers.](/content/site-root.html): Marketplace for non-performing mortgage notes. Browse NPLs from verified sellers, sale comps, resolution data, and pricing tools for note investors. (362 words)

## Articles & Blog Posts

- [vs/wholesaling-vs-note-investing/index.html](/content/vs/wholesaling-vs-note-investing/index.html) (1 words)
- [vs/fix-and-flip-vs-note-investing/index.html](/content/vs/fix-and-flip-vs-note-investing/index.html) (1 words)
- [vs/hard-money-lending-vs-note-investing/index.html](/content/vs/hard-money-lending-vs-note-investing/index.html) (1 words)
- [vs/tax-liens-vs-note-investing/index.html](/content/vs/tax-liens-vs-note-investing/index.html) (1 words)
- [vs/real-estate-crowdfunding-vs-note-investing/index.html](/content/vs/real-estate-crowdfunding-vs-note-investing/index.html) (1 words)
- [vs/reits-vs-note-investing/index.html](/content/vs/reits-vs-note-investing/index.html) (1 words)
- [vs/real-estate-syndications-vs-note-investing/index.html](/content/vs/real-estate-syndications-vs-note-investing/index.html) (1 words)
- [vs/rental-properties-vs-note-investing/index.html](/content/vs/rental-properties-vs-note-investing/index.html) (1 words)
- [vs/index.html](/content/vs/index.html) (1 words)
- [terms/index.html](/content/terms/index.html) (1 words)
- [privacy/index.html](/content/privacy/index.html) (1 words)
- [zombie-debt-resolution/program/index.html](/content/zombie-debt-resolution/program/index.html) (1 words)
- [The note is only as good as the house behind it](/content/property-lens/index.html): Look up any property in seconds: owner, occupancy, AVM valuation, annual tax, and last sale — plus a Deep Report with recorded liens, estimated equity, multi-year tax history, and title history. Built for mortgage note investors who price the asset, not a guess. (1,060 words)
- [Marketplace & Deal Quality](/content/compare/loanmls/index.html): Is LoanMLS the right mortgage note marketplace? Compare LoanMLS vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (608 words)
- [Loan Mod Planner + Partial Sale Calculator](/content/loan-mod-planner/index.html): Calculate loan modification payments for non-performing mortgage notes. Model borrower repayment scenarios with down payment, interest rate, and term options. Built for NPL note investors. (910 words)
- [zombie-debt-resolution/index.html](/content/zombie-debt-resolution/index.html) (1 words)
- [Marketplace & Deal Quality](/content/compare/notesdirect/index.html): Is NotesDirect the right mortgage note marketplace? Compare NotesDirect vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (608 words)
- [market/rounds/index.html](/content/market/rounds/index.html) (1 words)
- [mortgage-note-course/index.html](/content/mortgage-note-course/index.html) (1 words)
- [buy-mortgage-notes/index.html](/content/buy-mortgage-notes/index.html) (1 words)
- [Marketplace & Deal Quality](/content/compare/debexpert/index.html): Is Debexpert the right mortgage note marketplace? Compare Debexpert vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (790 words)
- [mortgage-note-investing/index.html](/content/mortgage-note-investing/index.html) (1 words)
- [mortgage-notes-for-sale/index.html](/content/mortgage-notes-for-sale/index.html) (1 words)
- [Learn Mortgage Note Investing](/content/learn/index.html): Free courses on mortgage note investing — from NPL fundamentals to building a million-dollar real estate portfolio through notes. (1,050 words)
- [The System Behind $71.89M+ in Client Revenue](/content/mastermind/index.html): The complete system behind $71.89M+ in client revenue. Mentorship, deal flow, tools, and a community of serious non-performing note investors. (1,524 words)
- [Paperstac vs FIXnotes — Reviews, Pricing & Features (2026) | FIXnotes](/content/compare/paperstac/index.html): Is Paperstac the right mortgage note marketplace? Compare Paperstac vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (732 words)
- [Marketplace & Deal Quality](/content/compare/watermark-exchange/index.html): Is Watermark Exchange the right mortgage note marketplace? Compare Watermark Exchange vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (749 words)
- [Charged-Off Debt Portfolios For Sale Secured by U.S. Real Estate](/content/charged-off-debt-portfolios/index.html): Charged-off debt portfolios for sale — secured by U.S. real estate. Browse non-performing mortgage notes priced at 30–65¢ of UPB. Verified sellers, live inventory. (1,635 words)
- [Marketplace & Deal Quality](/content/compare/notetrader/index.html): Is NoteTrader the right mortgage note marketplace? Compare NoteTrader vs FIXnotes on fees, buyer tools, due diligence, and inventory — and see which fits your strategy. (620 words)
- [Risks & Disclaimers](/content/disclaimers/index.html): Important disclaimers about FIXnotes LLC — a technology marketplace for whole mortgage notes. Not a broker-dealer, securities issuer, or loan originator. (777 words)
- [Distressed Banks — quarterly call-report signals](/content/banks/index.html): Distressed-bank rankings sourced from FDIC quarterly call reports. Texas Ratio, nonperforming-loan percent, OREO balance, charge-off ratio, plus 8-quarter trends for every FDIC-insured bank. (2,665 words)
- [How We Protect Your Data](/content/security/index.html): How FIXnotes protects your data — encryption at rest, secure document storage, access controls, and infrastructure security. (471 words)
- [Compare Mortgage Note Marketplaces](/content/compare/index.html): Compare top mortgage note marketplaces — Paperstac, NotesDirect, LoanMLS, NoteTrader, Watermark Exchange, Debexpert — vs FIXnotes on features, fees, and buyer tools. (393 words)
- [How Offers Work on FIXnotes](/content/how-offers-work/index.html): How the FIXnotes offer process works — placing offers, seller selection, counter offers, due diligence, closing, resolution reporting, and buyer standing. (1,191 words)
- [The FIXnotes Buyer's Club](/content/buyers-club/index.html): Get approved to buy mortgage notes from banks and funds. Buyer's Club members make live offers while completing institution-grade qualification. (958 words)
- [Repayment Plan](/content/encyclopedia/repayment-plan/index.html): A repayment plan spreads a borrower's arrears into installments alongside regular mortgage payments, bringing the loan current without modifying the note. (1,223 words)
- [June 2026](/content/events/index.html): 230+ mortgage note events, conferences, and live calls for note investors. Free calendar covering the secondary mortgage market, NPL conferences, and note investing meetups. (145 words)
- [How to use this calculator](/content/tvm-calculator/index.html): Free TVM calculator built for note investors. Solve for yield, price, payment, term, or future value with full amortization output. Built for evaluating note purchases and partial sales. (640 words)
- [Distressed Credit Unions — quarterly call-report signals](/content/credit-unions/index.html): Distressed-credit-union rankings sourced from NCUA quarterly call reports. Loans-to-shares, delinquency, charge-off ratio, plus 8-quarter trends for every federally insured credit union. (2,403 words)
- [The Accelerator](/content/accelerator/index.html): Fast-track your note investing career. The Accelerator curriculum takes you from beginner to Certified Note Professional™ (CNP™) in 90 days. (415 words)
- [How to Make Offers](/content/offers/index.html): Three ways to submit offers on mortgage notes through FIXnotes: individual bids, saved asset bids, or bulk CSV/Excel uploads. (448 words)
- [Institutional NPL Dispositions. Structured. Compliant. Managed.](/content/sell/index.html): A structured, compliant process for banks, credit unions, and funds to liquidate residential-secured non-performing loan portfolios through a vetted buyer network. (458 words)
- [MARKET INDEX](/content/research/index.html): Research sale comps, resolution outcomes, and market trends across the secondary mortgage note market. (136 words)
- [Mortgage Note Investing Knowledge Base](/content/library/index.html): Free mortgage note investing education — 380 encyclopedia terms, 30 video lessons, and 163 articles. Learn note investing from scratch. (439 words)
- [Blog](/content/blog/index.html): Articles, strategy guides, and podcast episodes for mortgage note investors in the secondary whole loan market. (5,871 words)
- [2011](/content/about/index.html): FIXnotes has been in the mortgage note industry since 2011. $71.89MM in documented client revenue, $777MM NPL UPB handled, 30+ years of combined experience. (1,328 words)
- [Book a Call](/content/book-a-call/index.html): Schedule a strategy call with the FIXnotes team to discuss your mortgage note investing goals. (106 words)
- [sitemap-xml.html](/content/sitemap-xml.html) (3,432 words)
- [Mortgage Note Encyclopedia](/content/encyclopedia/index.html): Comprehensive encyclopedia of mortgage note investing terms, concepts, and strategies. Learn everything about the secondary whole loan market. (9,276 words)

## Resources

- [Full Page Index](/index.html): Browse all cached pages with rich metadata
- [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines
- [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery
- [Robots.txt](/robots.txt): Crawler directives